Monthly Archives:February 2020

Six Facts you need to Know to Prevent Problems with your Marketplace Health Insurance Policy

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Once you have made your first payment and received your insurance ID please be aware of these requirements and procedures to avoid losing your government subsidy or being penalized: Normally the method to make your first insurance payment for a Marketplace policy is different from the subsequent payments. To pay

Save on Fertility Services if you have a BlueCross BlueShield of North Carolina policy, not offered in 2020

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Unfortunately, BlueCross BlueShield of North Carolina (BCBSNC) no longer offers discounts on fertility services through a partnership with WINFertility.

Applying for a 2020 Health Insurance Policy in NC

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Presented Colonial Job Seekers on 11/18/2019 by Wanda Stephens,  Owner of Health Insurance Solutions of NC All information is subject to change. The presenter is owner of Health Insurance Solutions of NC, www.hisonc.com, and a licensed NC Health and Life Agent. She is authorized to represent the companies mentioned, but

Are you paying a penalty for not having health insurance?

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In 2020 there is no longer a penalty for not having health insurance that is compliant with the Affordable Care Act.

What is the Donut Hole?

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Medicare Donut Hole graphic

If you’re turning 65 or becoming Medicare eligible, one of your challenges is choosing a drug plan. Many are confused by the term “Donut Hole” (also called the Coverage Gap). Medicare Prescription Drug Plans have four parts or phases, Initial Deductible, Initial Coverage, Donut Hole and Catastrophic. To understand the Donut

How much will you have to pay for Part B?

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Before you enroll in a Medicare Supplement or Advantage plan you must be enrolled in Medicare A and B. Medicare A covers inpatient care in a hospital or nursing facility as well as hospice. Most of us (or our spouse) have paid enough in Medicare taxes that we don’t have

How to Enroll in Medicare Part B

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Enroll in Medicare Part B - whether you are just turning 65 or have worked past 65

Enrolling in Medicare Part B – whether you are just turning 65 or have worked past 65 If you are self-employed or retired when you turn 65, signing up for Medicare Part B is a very simple process. You simply go to the Social Security website, www.ssa.gov, and do it on-line.

Applying for Health insurance in 2019

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Topics Covered and Questions Answered: Explanation of the ACA (Affordable Care Act) provisions Update on the plans available in Raleigh, Durham and Chapel Hill area ACA Terminology How to choose a plan? Who is eligible for a government subsidy? How to apply for a government subsidy and what questions to

Can you change from a Medicare Advantage to a Medicare Supplement?

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Unless someone turning 65 has lifetime health benefits from their or their spouse’s employment, they usually have two choices on how to receive their Medicare coverage. They can enroll in a Medicare Supplement and a separate prescription drug plan or in a Medicare Advantage Plan with drug coverage. If they

Six Smart Steps for choosing Medicare Insurance that is Right for You

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Choosing Medicare Insurance

Baby Boomers turning 65 in North Carolina have an abundance of choices with regard to their Medicare insurance. My customers who have been buying their own health insurance and don’t qualify for a government subsidy are thrilled to be able to choose from many policies that are much more affordable.