Topics Covered and Questions Answered: Explanation of the ACA (Affordable Care Act) provisions ACA Terminology How to choose a plan? Who is eligible for a government subsidy? How to apply for a government subsidy and what questions to expect? When you can apply for health insurance that is compliant with

Before you enroll in a Medicare Supplement or Advantage plan you must be enrolled in Medicare A and B. Medicare A covers inpatient care in a hospital or nursing facility as well as hospice. Most of us (or our spouse) have paid enough in Medicare taxes that we don’t have

If you’re turning 65 or becoming Medicare eligible, one of your challenges is choosing a drug plan. Many are confused by the term “Donut Hole” (also called the Coverage Gap). Medicare Prescription Drug Plans have four parts or phases, Initial Deductible, Initial Coverage, Donut Hole and Catastrophic. To understand the Donut

Baby Boomers turning 65 in North Carolina have an abundance of choices with regard to their Medicare insurance. My customers who have been buying their own health insurance and don’t qualify for a government subsidy are thrilled to be able to choose from many policies that are much more affordable.

Once you have made your first payment and received your insurance ID please be aware of these requirements and procedures to avoid losing your government subsidy or being penalized: Normally the method to make your first insurance payment for a Marketplace policy is different from the subsequent payments. To pay

Unfortunately, BlueCross BlueShield of North Carolina (BCBSNC) no longer offers discounts on fertility services through a partnership with WINFertility.

In 2020 there is no longer a penalty for not having health insurance that is compliant with the Affordable Care Act.

Enrolling in Medicare Part B – whether you are just turning 65 or have worked past 65 If you are self-employed or retired when you turn 65, signing up for Medicare Part B is a very simple process. You simply go to the Social Security website, www.ssa.gov, and do it on-line.

Topics Covered and Questions Answered: Explanation of the ACA (Affordable Care Act) provisions Update on the plans available in Raleigh, Durham and Chapel Hill area ACA Terminology How to choose a plan? Who is eligible for a government subsidy? How to apply for a government subsidy and what questions to

Unless someone turning 65 has lifetime health benefits from their or their spouse’s employment, they usually have two choices on how to receive their Medicare coverage. They can enroll in a Medicare Supplement and a separate prescription drug plan or in a Medicare Advantage Plan with drug coverage. If they